Most people are guessing about retirement — when they can stop working, what their real number is, how to adjust if life changes. In this live 4-week Sprint, you'll build your own plan and know exactly where you stand.
Azul WellsRetirement educator & former financial adviser
One of the most-watched retirement YouTubers in the U.S.50M+ views in 2025125M+ lifetime viewsOne of the most-watched retirement YouTubers in the U.S.50M+ views in 2025125M+ lifetime views
What viewers say about learning from Azul on YouTube.
“I can honestly say that if it wasn’t for Azul, I would not be retired today. I retired at the age of 58 four months ago, and I am grateful that I did.”
Kurt Petersen
★★★★★
“We have really appreciated Azul’s perspective on retirement. It has helped us to understand that we are on track. It is also helped us think through things that we hadn’t thought of.”
EEvan
★★★★★
“About two years ago, I was watching one of your videos when I immediately realized it was time to retire. … So how has retirement been? In a word, fantastic.”
JBJohn B.
★★★★★
“Until you came onto my YouTube feed I thought I’d never be able to retire. Now, I feel empowered to retire early. I’d had some bad experiences with Financial advisors in the past but Azul is different.”
SISara in Colorado
★★★★★
“Being a 55 year old retiring after 26 years as a Financial Advisor myself … His videos gave me the courage to move onto my next chapter of being retired at a relatively young age.”
Marc B.
★★★★★
“I’d always thought we were supposed to work into our mid-sixties … I just retired last month at 60, thanks in part to your advice. … after reviewing our finances, I decided it was time.”
LVLiza V.
★★★★★
“I have been watching Azul for two years now and at age 59, his insight and advice has given me great suggestions on how to protect my portfolio into retirement.”
BCBrett Carey
★★★★★
“I was in a very stressful medical career and @ 59 contemplating my next chapter. Listening to your talks became the coach in my ear ( earbuds during morning walks) to help me walk away.”
David in Atlanta
★★★★★
“I just wanted to thank you for coming alongside me and coaching me with the words I needed to walk away and to see “Who am I without my career?”
DMD. Martin
★★★★★
“You have become my retirement “North Star.”
AGAlan G.
★★★★★
“Azul talks about the realities that people need to come to terms in a thoughtful and self-caring manner … Much appreciate his genuine regard for helping people.”
JI@jimbojones8361
★★★★★
“It’s nice to hear ideas and thoughts from someone who is experiencing the outcome of their own planning rather than … some very rich person talking down to us people trying to make it work.”
Ryan Fall
★★★★★
“I will turn 60 in few weeks and plan to retire at 61 and your information made me rethink what age to retire.”
MBMaurice Barrera
★★★★★
“His content has helped me to slow down, and think.”
Teresa
★★★★★
“Your videos calm my soul about retirement. Almost ready to retire and you’re helping with the landing.”
KRK Ryan
★★★★★
“I love Azul's advice and perspective. He's convinced me to retire early to enjoy the “youth of my senior years”.”
Allan S.
★★★★★
“Azul really helped me make my decision to retire instead of waiting. His YouTube videos are extremely helpful”
Rocco Iannetta
★★★★★
“You are more than a financial advisor, you are a life advisor 👍”
The hard part isn't knowing you need a plan. It's getting it done.
When your accounts, assumptions, taxes, healthcare, and spending live in different places, more information still doesn't give you one decision-ready plan.
4
focused weeks
~20
hours of work
5
guided steps
1
plan you can use
Is this for you?
✓ This is for you if…
You're over 50 and want real clarity on when you can retire — not just a guess.
You want to build and understand your own plan, but would like professional help exposing the blind spots.
You have plenty of information — accounts, calculators, opinions — but no single written plan that brings them together.
You are willing to do the work, test assumptions, and bring a spouse or partner into the conversation.
✕ This is probably not for you if…
You want stock picks, product recommendations, or individualized financial advice.
You want Azul or a tool to make every decision for you.
You can't set aside roughly 20 hours across the four weeks.
You mainly want a "permission to retire" course without doing the planning work.
If you want to do it yourself without doing it alone, you are in the right place.
Scattered inputs, becoming one written plan.
Scroll to see how it comes together.
Your retirement planIn progress
Assets & real estate
Income & expenses
Withdrawals & taxes
Scenarios & guardrails
Review & update
STEP 01
Enter your numbers
Assets, debts, and home & real estate go into Boldin — the skeleton of your initial plan.
STEP 02
Map your income and expenses
Income sources, Social Security, spending by retirement phase, and healthcare and one-time costs go into Boldin.
STEP 03
Build your distribution strategy
Money flows and a first-draft distribution strategy go into Boldin, tested against a tax-bracket target.
STEP 04
Test your scenarios
Withdrawal rates, Roth conversions, Social Security claiming ages and spending guardrails.
STEP 05
Use your plan going forward
Your plan is in place, and you know how to read it, review it and update it as life changes.
The same plan, getting more complete every week
01
Week 1
Where You Stand and What Matters Most
Get clear on what matters most to you and lay the groundwork for your plan. You'll see why a plan can bring clarity even when it can't bring certainty, set reasonable assumptions for longevity and investment returns, and enter your assets, debts, home and real estate into Boldin.
02
Week 2
Picture Your Retirement
Define the lifestyle you want and what it will take to fund it. You'll test-drive spending at 60%, 70% and 80% of your pre-retirement income, plan for the go-go, slow-go and no-go years, map where your income will come from, including Social Security, and add healthcare and one-time costs to complete your plan's core inputs.
03
Week 3
Put Your Plan to the Test
See how well your plan supports the retirement you want, and which tradeoffs could improve it. You'll compare 4% and 6% withdrawal scenarios, see how withdrawal order, required minimum distributions and IRMAA affect your taxes, and test Roth conversions and different Social Security claiming ages.
04
Week 4
Chart Your Course
Learn to read, adjust and use your plan as life changes. You'll interpret Boldin's insights, use spending guardrails, compare scenarios before you commit to a decision, and set a regular review rhythm, including when to bring in a CPA or financial advisor.
05
Final session
The View from Here
Look back at how your understanding of retirement has changed and how confident you feel navigating it. The goal isn't a perfect, finished plan. It's the clarity to make the most of the years when time, health and money overlap.
Each week pairs a Boldin action with a shared reflection exercise.
The same rhythm, every week.
You always know what's happening and what's due. Learn it live with Azul on Monday, then build it with coach support Tuesday through Thursday. Every Monday session is at 4:00 PM ET / 1:00 PM PT.
Monday
Learn
Azul teaches the week's topic live for 90 minutes (4:00 PM ET / 1:00 PM PT) and sets the Boldin milestone you'll complete that week.
Tuesday – Thursday
Build
Put the lesson into your own plan. Join a live coaching session with Boldin-certified coaches: 30 minutes of instruction, then 30 minutes of open Q&A. There are two each day, at different times to suit your time zone.
Mon4 PM ET / 1 PM PTTueWedThu
Week 1 (Oct 19–23)Where You Stand and What Matters Most
Mon · Live lessonwith Azul · 4 PM ET / 1 PM PT
Tue–Thu · Coaching sessions + build your plan
Week 2 (Oct 26–30)Picture Your Retirement
Mon · Live lessonwith Azul · 4 PM ET / 1 PM PT
Tue–Thu · Coaching sessions + build your plan
Week 3 (Nov 2–6)Put Your Plan to the Test
Mon · Live lessonwith Azul · 4 PM ET / 1 PM PT
Tue–Thu · Coaching sessions + build your plan
Week 4 (Nov 9–13)Chart Your Course
Mon · Live lessonwith Azul · 4 PM ET / 1 PM PT
Tue–Thu · Coaching sessions + build your plan
Final session (Nov 13)The View from Here
Reflect on what's changed and where you go from here.Fri · 1 PM ET / 10 AM PT
Fall behind? You won't miss out.
Six Boldin coaching sessions every week, and we'll check in if you start falling behind. Recordings of the Monday live sessions are available the day after each session.
Azul Wells
Retirement educator & former financial adviser
Azul has spent years helping people understand the trade-offs behind retirement decisions. His teaching is direct, practical, and built around a simple belief: a plan can't give you certainty, but it can give you a much better way to decide.
Inside the Sprint, Azul will help you turn abstract questions into a plan you can see, discuss, evaluate, and update.
I've watched too many people keep working and keep saving because they never decided what "enough" looked like. Without a written plan, you're mostly guessing. I built this Sprint to help you get the darn thing done — a plan that's good enough to use, clear enough to discuss, and easy enough to update.
See you inside, Azul😎
Everything you need to finish the plan.
✓Four weeks of live, guided planning
✓A roughly 20-hour path with clear weekly milestones
✓Boldin setup & guided practice
✓Live teaching with Azul
✓Live coaching with Boldin-certified experts
✓A written-plan framework & completion checklist
✓Reflection & peer-feedback prompts
More information is easy. Finishing is the work.
You can learn a lot for free — Azul's videos, planning software, articles and calculators. But information doesn't open the software, choose the assumptions, ask the uncomfortable questions, or finish the plan for you.
A sequence and a deadline
Live interpretation and feedback
Accountability to actually finish
A plan you built and understand
Choose your level of support
Gold includes the complete Sprint. Platinum and Elite add more time to learn with Azul.
Gold
$997
One-time payment · USD
The core Sprint — everything you need to build and finish your plan.
All three packages are educational. No package includes personal financial advice, investment recommendations, or an individual financial advisor relationship. You build your own plan and make your own decisions.
What viewers say about learning from Azul
★★★★★
“I can honestly say that if it wasn’t for Azul, I would not be retired today. I retired at the age of 58 four months ago, and I am grateful that I did.”
Kurt Petersen
★★★★★
“Being a 55 year old retiring after 26 years as a Financial Advisor myself … His videos gave me the courage to move onto my next chapter of being retired at a relatively young age.”
Marc B.
★★★★★
“Azul really helped me make my decision to retire instead of waiting. His YouTube videos are extremely helpful”
Rocco Iannetta
5day
Try the first week risk-free.
Join the Sprint and attend the first five days. If it isn't right for you, email support@azulwells.com by the end of day five (Friday, 11:59 PM PT) and we'll refund your money. No questions asked.
You can access the first lesson and one coaching session to help you decide if it's right for you.
Frequently asked questions
Still deciding? These are the questions we hear most.
Do I need to have a retirement plan already?
No. The Sprint is designed for people who have information and accounts but don't yet have one coherent written plan. If you already have a robust plan you understand and update regularly, this may be more support than you need.
Is this personalized financial advice?
No. The Sprint is an educational planning experience. You'll build and evaluate your own plan. It doesn't replace individualized advice from a qualified financial, tax, legal, or healthcare professional.
Do I need to be good at math?
No. You should be willing to work with your numbers and use the planning environment, but the point is to understand the decisions rather than perform complicated calculations by hand.
Is Boldin included?
A free 6-week trial of Boldin Planner Plus is included for all Retirement Sprint students. Normally, Boldin offers a free two-week trial.
At the end of the 6-week trial, your credit card will be charged $168 for a year of PlannerPlus unless you cancel first. Students that cancel their Boldin trial prior to the 6 weeks will NOT be charged the $168.
Why pay if I can watch Azul on YouTube and use software myself?
You can. Azul's videos and planning software are genuinely useful, and if you're willing to organize the work, decide what matters, and finish on your own, they may be all you need. The Sprint is for people who have the information but still don't have a finished plan. It adds a sequence, live support, accountability, and a deadline, so the plan actually gets completed.
What if it turns out not to be right for me?
Attend the first five days. If the Sprint isn't right for you, email support@azulwells.com by Friday at 11:59 PM PT and we'll refund your money, no questions asked.
What if I fall behind?
Six Boldin coaching sessions every week, and we'll check in if you start falling behind. Recordings of the Monday live sessions are available the day after each session.
How much time should I set aside?
Plan on roughly 20 hours across four weeks, including live sessions and time spent building your plan.
What if I already have a plan?
The Sprint may still help if the plan is fragmented, out of date, or difficult to explain and update. If you already have a current written plan you understand and use, consider whether the additional structure and support would help you.
When does the Sprint start, and when can I enroll?
Enrollment is open now. The first cohort starts Monday, October 19.
Do it yourself. Just not alone.
Enrollment is open for the first cohort, starting Monday, October 19.
Kurt Petersen
Marc B.
David in Atlanta
Ryan Fall
Teresa
Allan S.
Rocco Iannetta